How to take loan in NTC | Start Namaste Credit Service(NTC Sapati)

How to take loan in NTC | Start Namaste Credit Service(NTC Sapati)

ByRey Sagar

How to take a loan in NTC /Start Namaste Credit Service(NTC Sapati)

Nepal Telecom is providing the Namaste Credit Service form 2018. This service became very beneficial and made it easy for everyone who is in a problem when they have no reach to any recharge shop or are unable to use any other method to recharge their phone.
 
This service is available for NTC GSM prepaid customers and is available free of cost. Recharge Loan service was already used by other telecom providers like Ncell but after 2018 NTC also started this type of service but in a different way in more conveniently.
In this article, you can get information on how you can take a loan in NTC or start a Namaste credit service also you can understand who is eligible to take the load.

Important: This service is available only to prepaid uses who are using Prepaid Service for 3 and more months. The amount of credit depends upon the usage of the network, recharge frequency/amount, and the age of the SIM card

Features of NTC credit/loan service

Here are some features you need to understand before taking the Namaste Credit(Namsate Sapati)
➨No Call Drop: When you activate the Ntc credit loan service, then your call will not drop due to no balance issue.
➨No Extra Charge: You don’t need to pay anything to activate the loan service in Ntc.
➨Pay Debt Amount in the next recharge: You can pay the used credit amount in the next recharge.
➨Partially Recovery: NTC can recover the credit balance when a recharge is less than the loan amount but it must cross the threshold of 60 %.


Activate/Deactivate/check the status of the Namaste Credit Facility

➽How to Subscribe to the Namaste Credit?

Go to SMS Type Start and Send SMS to 1477

➽ How to Check the Status of the Namaste Credit?

Go to SMS Type Status and Send an SMS to 1477

➽ How to Stop the Service of the Namaste Credit?

Go to SMS and Type Stop and Send SMS to 1477

➽ What is the amount of Credit in Namaste Credit?

Namaste credit service provides from Rs. 5 up to Rs. 20 amount depending upon the usage of the network, and recharge amount.

Frequently asked questions (FAQ) related to the Namaste Credit Facility

➤How to Start Namaste Credit Service/take a loan on NTC?

You can send an SMS to 1477 by typing  START.

➤How much does it cost to activate NTC Credit Service?

This service is totally free of cost. NTC doesn’t charge any amount for that.

➤How to check whether NTC Credit has been activated or not?

You can send an SMS to 1477 by typing  STATUS.

➤How to Stop Using Namaste Credit/NTC loan?

You can send an SMS to 1477 by typing  STOP.

➤How do I know my remaining Credit Balance?

You can send an SMS to 1477 by typing  STATUS.

➤How to check how much credit should I use?

You can send an SMS to 1477 by typing  STATUS.

➤For what purpose can the credit be used?

Namaste Credit can be used for calls, SMS and Data use.

➤Can I send credit to another NTC number?

NO, Namaste Credit cannot be given to anyone.

➤Why credit limit is different for different users?

NTC provides a credit based on loyalty so to get more credit you have to use more.

➤How can I increase my credit limit?

To increase the credit limit you have to use the NTC sim more.

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